Budgets
Two separate budgets: what you need to live on, and what your business needs to launch and keep going.
Monthly personal expenses
0 €
Minimum net income required
0 €
Per month, after contributions and taxes
Business fixed costs
0 €
Per month
Startup funding required
0 €
Covered by your contribution
Personal budget
These amounts determine the income your business actually needs to generate.
Startup budget
Expenses to cover before or at launch.
Monthly fixed costs
Recurring expenses, excluding director pay.
Assumptions and formulas used
- Personal expenses = sum of all personal budget items.
- Business fixed costs = sum of recurring monthly expenses.
- Startup funding required = formation fees + equipment + other investments + inventory + cash reserve.
- Funding to secure = startup funding required − available contribution entered in the diagnostic.
Director pay is not a fixed cost like any other: it is covered in the pay module, together with the associated contributions.